What This Program Teaches:
Financial Literacy (100%)
JA Take Stock In Your Future introduces high school students to the stock market. This program includes two components: a classroom curriculum, and for many participants, the JA Stock Market Challenge compeition event.
The classroom curriculum comprises five sessions that introduce students to basic concepts about how the stock market works and the impact of current events on the stock market. The program also includes multiple self-guided extension activities that engage students in deeper learning about the stock market and investing. Through this program, students discover the benefits and challenges of investing in the stock market as part of a broader, long-term investment strategy and the risks and rewards of trading.
By participating in this program, students will:
1. Explore how a company’s performance on the stock market can be influenced by current events.
2. Understand how a diversified investment portfolio can include investment in the stock market.
3. Practice buying and selling shares of stocks in a fictional stock market.
4. Understand the risks associated with the stock market and the importance of a diversified portfolio.
This program is part of the JA Financial Literacy Pathway with a secondary focus on Work and Career Readiness competencies and is designed for Grades 9-12. The program is primarily educator-led content, with multiple options for volunteer engagement.
Session One: Understanding Stocks
Students are introduced to the foundational concepts of stocks and the stock market through the analysis of an authentic, real-time stock market report. Then, they practice selecting stocks from a fictitious market to develop a portfolio.
Session Two: Stock Trading
Students explore how stocks are traded, how stock prices are affected by current events, and how investors make investment decisions and diversify their portfolios. They are introduced to stock indexes/averages and stock tables, and the practice buying, selling, or holding stocks from their fictitious stock portfolio.
Session Three: Exploring Dividends
Students analyze today’s stock market and explore the concept of dividends. They analyze their fictitious stock portfolio and calculate their dividend payments.
Session Four: Best-in-Class Competition
Students put their new stock market knowledge and skills into practice as they compete to win an in-class competition.
Session Five: Planning for the Future
Students reflect on their experience participating in the in-class competition and/or the JA Stock Market Challenge event and connect the simulations to the real world. They conclude the program by developing their own financial goals.
Smart Investing; Diversification and Risk; Setting Stock Prices and Trading Stock; Factors that Influence Stock Prices; The Animals of the Stock Market; My Stock Portfolio; Data Gathering; Comparing Investment Channels; Analyzing Initial Public Offerings (IPOs); Financial Watchdogs; Taxes and the Stock Market; Preparing for the JA Stock Market Challenge; Evaluating Your Financial Plan; Investing for the Long Term